As the first credit union on a college campus, CAMPUS USA Credit Union’s first service center opened its doors at the University of Florida in 1935. Founded by nine University of Florida professors during the Great Depression, CAMPUS has been empowering their now over 100,000 member-owners to reach their full financial potential for 83 years, one of those member-owners being the Head Ball Coach.


Checking Accounts

Free Checking Account

  • Open a Free Checking Account1 with direct deposit and get $1502 
  • No monthly fee with no minimum balance requirement1
  • CAMPUS Online and Mobile Banking
  • Mobile Deposits3
  • Instant-Issue Debit Cards — Receive your debit card the same day!
  • Free CAMPUS and Publix Presto! ATMs



OFFER SUBJECT TO CHANGE WITHOUT NOTICE. MAY NOT BE COMBINED WITH ANY OTHER OFFER. ONLY CHECKING ACCOUNTS ARE ELIGIBLE FOR BONUS. 1. Credit approval and initial $50 opening deposit required. Member must elect to receive eDocuments. 2. Within the first 90 days member must elect to receive eDocuments and establish Direct Deposit of at least $200 per month. If the requirements are met and the account remains open after 90 days, the $150 reward will be made available to the member. $150 is considered interest and will be reported on IRS Form 1099-INT. 3. Credit approval and certain eligibility criteria required.

Auto Loans

Auto Loans

  • Fast approval- receive a loan decision within one business day of your application
  • No payments for 90 days1
  • Flexible payment terms and competitive rates
  • Best-of-market rates or we’ll match or beat any “bank” rate.2
  • Get up to $150 when you bring a loan from another lender to CAMPUS.3 Check out our current rates in your area today!

OFFER NOT AVAILABLE ON EXISTING CAMPUS LOANS. OFFER IS FOR NEW LOANS ONLY. MAY NOT BE COMBINED WITH ANY OTHER OFFER. OFFER SUBJECT TO CHANGE WITHOUT NOTICE. 1. Interest will accrue from date of purchase. Choosing this option will increase the total amount of interest you pay. Credit approval required. Your APR may vary based on your credit worthiness, loan amount and term of loan and vehicle. A $35,100.00 loan with no money down at 3.49% for 60 months would require 59 monthly payments of $639.38 and a final payment of $638.82, finance charge of $3,362.24, for a total of payments of $38,362.24. The amount financed is $35,000.00, the APR is 3.60%. APR = Annual Percentage Rate. 2.“Bank” means any local institution with the word “bank” in its name. Loan rate is subject to the current minimum APR (floor rate) available at 3. Cash rebate is 1% of amount financed up to a maximum of $150. Limit one per household. Must present offer at time of loan closing.

Home Equity Loans

Home Equity Loans

  • Up to 90% financing available1
  • Fast, local decisions
  • Up to $500 OFF your closing costs2
  • Use the equity in your home for a new pool, home improvements, education expenses or even a vacation




OFFER NOT AVAILABLE ON EXISTING CAMPUS LOANS. OFFER IS FOR NEW LOANS ONLY. MAY NOT BE COMBINED WITH ANY OTHER OFFER. Programs, rates, terms and conditions are subject to change without notice. 1. Subject to credit and property approval. Your rate may be higher based on your creditworthiness and property valuation. Higher rates apply to non-owner-occupied properties. Offer excludes mobile homes. Property insurance is required; flood and/or title insurance may be required at an additional expense to the borrower. Example: a $57,500 loan at 5.50% for 6 years would require 71 monthly payments of $940.39 and a final payment of $940.17; total finance charge of $10,207.86, for a total of payments of $67,707.86 and a total amount financed of $57,400.00. APR is 5.560%. APR = Annual Percentage Rate. Payments do not include amounts for taxes and insurance, if applicable, and the actual payment obligation may be higher. 2. $500 applied to closing costs on loans that require a full appraisal. Loans that do not require a full appraisal will qualify for $300 closing cost credit. Normal closing costs range from $125-$1,000. 

Membership is open to everyone in Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee, and Wakulla counties!*

*Credit approval and initial deposit of $5 required.