EMV (Chip) Card

A small card with big protection

The EMV Card (also called Chip Card) features a dynamic chip that is designed to better protect CAMPUS members from fraud.

How it works

CAMPUS USA Credit Union accounts are monitored for fraud 24/7. The chip enhances this process by providing dynamic data that cannot be known to someone who steals your card or your card number. Additionally, a chip is much more difficult to replicate and counterfeit than a magnetic strip.

Where your new EMV (chip) card works

Although EMV (Chip) Cards are widely accepted across Europe, many merchants in the US are still updating their payment terminals to process EMV transactions. However, you may start to notice new EMV terminals at larger retailers like Target and Home Depot. If a merchant is not EMV capable, your transaction will be processed using the magnetic strip on the back.

What you need to do

Your new EMV Card number is the same, but has a new expiration date and CVV code. This means that you will need to provide your new card information to any merchant you have authorized to automatically charge your account such as internet service providers, health clubs, bill payer accounts, and toll roads.

How to use your new EMV (chip) Card

  1. Insert (“dip”) your card into the slot in the bottom of the reader. Leave your card in the slot, do not remove it until the transaction is complete. Follow the prompts on the machine as you normally would.
  2. Sign for your purchase. Once the transaction is complete, remove your card.


Don’t have a CAMPUS Credit Card? Click here to see what you’re missing!

Introducing the new EMV (chip) Card


Have Questions?

Visit any service representative at one of our service center locations or call 800-367-6440 and press 4 today!

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