Special Mortgage Program for Medical Doctors

For practicing MD, DMD, or DO

  • Competitive Rates
  • Up to 100% financing for purchase or refinance1
  • Up to 95% financing on construction2
  • No Private Mortgage Insurance (PMI)
  • Fixed or Adjustable Rate Mortgages (ARM) available3

 

We know you’re busy, that’s why our mortgage loan program is easy to understand and quick to close! All loan decisions are made locally and on a case-by-case basis.

 

 

Home Loan Rates

See our current Mortgage & Home Equity Loan rates.

CURRENT RATES

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To learn more about our Doctor Loan Program visit any of our convenient service center locations. 

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Membership is open to anyone in Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee and Wakulla counties!4

Offer is for new loans only. Offer does not apply to existing CAMPUS loans. Programs, rates, terms and conditions are subject to change without notice. Credit approval, sufficient income, adequate property valuation and first mortgage position are required. Higher rates apply to non-owner-occupied properties. Offer excludes mobile homes, condos and sites greater than 5 acres; certain other restrictions apply. Property insurance is required; an appraisal, flood and/or title insurance may be required at an additional expense to the borrower. 1. Subject to credit approval. For example, a $400,000 purchase with a $0 down payment at 4.875% for 360 months would require 359 monthly payments of $2,120.88 and a final payment of $2,114.47, total finance charge of $363,510.39; for a total of payments of $763,510.39. The amount financed is $398,515.00; the APR is 4.907%. APR = Annual Percentage Rate. Payment example does not include amounts for taxes and insurance, if applicable, the actual payment obligation may be higher. 2. Subject to credit approval. For example, a $400,000 purchase with a $20,000 down payment at 4.875% for 360 months would require 359 monthly payments of $2,015.22 and a final payment of $2,009.05, total finance charge of $345,473.03; for a total of payments of $725,473.03. The amount financed is $378,515.00; the APR is 4.909%. APR = Annual Percentage Rate. Payment example does not include amounts for taxes and insurance, if applicable, the actual payment obligation may be higher. 3. On Adjustable Rate Mortgages, your interest rate and monthly principal payments may increase when the interest rate adjusts. 4. Credit approval and initial $5 deposit required.