10 Small Tips to Save Big this Semester
In college, you’re expected to juggle a lot of stuff at once. Somehow, you have to make enough time to study, make new friends, get enough sleep, and keep up with all of your favorite Netflix series. Whew! The last thing you want to worry about is how you’re going to afford your daily expenses. We have you covered - here’s a list of 10 small tips to help you save big this semester:
Make a budget
It’s important to know where your money is going. Try out apps that make creating a budget easy, like Mint or GoodBudget. CAMPUS members can use Da$hboard, a personal financial management tool, to set goals, create alerts and link accounts.
Don’t buy your textbooks new
Rent or buy them used! Chegg and Amazon have great deals on nearly every textbook out there. Chegg will also send you free samples and coupons with your books!
Take advantage of on-campus amenities and free social events
Instead of paying expensive gym membership fees, use your free on-campus gym. Also, be sure to check out your school’s events calendar for a list of free activities like concerts, food rallies, or movie nights.
Student discounts, student discounts, student discounts!
This is a big one folks. Students have the pleasure of getting discounts for nearly everything with a student ID. Food, movie tickets, oil changes… you name it. Enjoy this glorious time of your life.
Get a part-time job (if your schedule allows)
Most restaurants offer discounts or free meals to employees and retailers typically offer employees a discount on merchandise.
Be careful with credit cards
This is the easiest way to find yourself in debt if you are not careful. Only charge as much as you can pay off each month. This will help you to build credit over time.
Buy a coffee maker
Those $5 coffees every morning will add up quickly. Save yourself a ton and brew your own joe at home!
Take the bus or invest in a bike
Not only will you save money on gas, but you won’t have to worry about searching for a parking spot.
Don’t ever grocery shop on an empty stomach
There’s nothing like a grocery cart full of unnecessary, irrational purchases you made while you were hungry.
Go to class
After all, you are paying for them.
By Campus USA at 15 Aug 2017, 14:36 PM