Rates

Auto Loans | Mortgage | Home Equity | Savings | Certificates

Your rate will be based on your credit worthiness.
Please contact the credit union to find out for which rate you are qualified
and on what criteria this is based. Rates subject to change without notice.
Rates may not reflect recent changes.

 

Auto Loans APR* Approximate Term  
2008/2009 (New or Used) AS LOW AS 5.40 60 Calculator
2008/2009 (New or Used) AS LOW AS  5.50 66 Calculator
2008/2009 (New or Used) AS LOW AS  5.80 75 Calculator
2008/2009 (New or Used) AS LOW AS 6.75 84 Calculator
2007 AS LOW AS 5.50 60 Calculator
2007 AS LOW AS  5.60 66 Calculator
2007 AS LOW AS  5.99 75 Calculator
2007 AS LOW AS  6.75 84 Calculator
2006 AS LOW AS 5.70 48 Calculator
2006 AS LOW AS 5.70 60 Calculator
2006 AS LOW AS 5.85 66 Calculator
2006 AS LOW AS 6.15 75 Calculator
2005 AS LOW AS 5.80 48 Calculator
2005 AS LOW AS 5.80 60 Calculator
2005 AS LOW AS 6.20 66 Calculator
2005 AS LOW AS 6.75 75 Calculator
2004 AS LOW AS 5.90 48 Calculator
2004 AS LOW AS  5.90 60 Calculator
2004 AS LOW AS  6.35 66 Calculator
2003 AS LOW AS 6.00 36 Calculator
2003 AS LOW AS 6.00 48 Calculator
2003 AS LOW AS 6.20 54 Calculator
2003 AS LOW AS 6.20 60 Calculator
2002 AS LOW AS 8.50 42 Calculator
2001 AS LOW AS 8.75 36 Calculator
2000 AS LOW AS 8.99 24 Calculator

 

*APR = Annual Percentage Rate. Example: A $20,000 loan at 6.65% with a 75 month term would require 74 monthly payments of $326.90 and a final payment of $313.98. Your rate will be based on your credit worthiness.
Please contact the credit union to find out for which rate you are qualified and on what criteria this is based. Rates subject to change without notice. Rates may not reflect recent changes.
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 Mortgage Loans

Term

Rate

15 year

Click here for rate

20 year

Click here for rate

30 year

Click here for rate

 
Please contact the credit union to find out for which rate you are qualified and on what criteria this is based. Rates subject to change without notice. Rates may not reflect recent changes.
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Home Equity Fixed Loans (Term % based on appraisal value)

Term APR*
4-5 yr 80% or less 6.50
4-5 yr 81% - 90% LTV 6.59

10 yr 80% or less

7.99
10 yr 81% - 90% LTV 8.09
15 yr 80% or less 8.19
15 yr 81% - 90% LTV 8.29


Home Equity Line of Credit (Term % based on appraisal value)

Term APR*
80% or less 4.00

 

*APR = Annual Percentage Rate.
Ask us for details. Your rate will be based on your credit worthiness. Please contact the credit union to find out for which rate you are qualified and on what criteria this is based. Important Note on Home Equity Fixed Loans: A $30,000 loan at 7.69% with a 10 year term would require 119 monthly payments of $359.32 and a final payment of $324.37. Rates subject to change without notice. Rates may not reflect recent changes. We'll pay up to $350 in closing costs on loans of $10,000 or more. Normal closing costs range from $125 to $1,000. Property and flood insurance may be required. Owner occupied property only. Consult your tax advisor for possible deductions.

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Rates subject to change without notice. Rates may not reflect recent changes.
Savings Dividend Rate APY* Term
Savings (Anticipated) $5.00 - $99.99   0.00 n/a
Savings (Anticipated) $100.00 - $1,999.99   0.00 n/a
Savings (Anticipated) $2,000.00 - $24,999.99 0.50 0.50 n/a
Savings (Anticipated) $25,000.00 - $49,999.99 0.75 0.75 n/a
Savings (Anticipated) $50,000.00 - $74,999.99 1.00 1.00 n/a
Savings (Anticipated) $75,000.00 - And Up 1.25 1.26 n/a
IRA Savings 1.75 1.76 n/a
Checking   0.00 n/a
Money Market $0 - $9,999.99 0.00 0.00 n/a
Money Market $10,000 - $49,999.99 1.00 1.00 n/a
Money Market $50,000 - $99,999.99 1.49 1.50 n/a
Money Market $100,000 - $199,999.99 1.98 2.00 n/a
Money Market $200,000 - $299,999.99 2.23 2.25 n/a
Money Market $300,000 - And Up 2.72 2.75 n/a
CAMPUS Kidz (Effective May 25, 2007) 3.00 3.04 n/a
Vacation/Holiday Club 1.00

1.00

n/a
*APY = Annual Percentage Yield. Fees could reduce earnings on these accounts. Rates subject to change without notice. Rates may not reflect recent changes.

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Rates subject to change without notice. Rates may not reflect recent changes.
Certificates Interest Rate APY* Term
91 Day Certificate ($2,000 - $24,999.99) 1.60 1.61 3
91 Day Certificate ($25,000.00 - $49,999.99) 1.70 1.71 3
91 Day Certificate ($50,000.00 - $74,999.99) 1.85 1.87 3
91 Day Certificate ($75,000.00 - $99,999.99) 2.00 2.02 3
182 Day Certificate ($2,000 - $24,999.99) 1.85 1.87 6
182 Day Certificate ($25,000.00 - $49,999.99) 1.95 1.97 6
182 Day Certificate ($50,000.00 - $74,999.99) 2.10 2.12 6
182 Day Certificate ($75,000.00 - $99,999.99) 2.25 2.27 6
9 Month Certificate ($2,000 - $24,999.99)

2.10

2.12

9
9 Month Certificate ($25,000.00 - $49,999.99)

2.20

2.22

9
9 Month Certificate ($50,000.00 - $74,999.99) 2.35

2.38

9
9 Month Certificate ($75,000.00 - $99,999.99) 2.50

2.53

9
1 Year Certificate ($2,000 - $24,999.99) 2.60 2.63 12
1 Year Certificate ($25,000.00 - $49,999.99) 2.70 2.73 12
1 Year Certificate ($50,000.00 - $74,999.99)

2.85

2.89

12
1 Year Certificate ($75,000.00 - $99,999.99) 3.00 3.04 12
18 Month Certificate ($2,000 - $24,999.99) 2.85 2.89 18
18 Month Certificate ($25,000.00 - $49,999.99) 2.95 2.99 18
18 Month Certificate ($50,000.00 - $74,999.99) 3.10 3.14 18
18 Month Certificate ($75,000.00 - $99,999.99) 3.25 3.30 18
2 Year Certificate ($2,000 - $24,999.99) 3.00 3.04 24
2 Year Certificate ($25,000.00 - $49,999.99) 3.10 3.14 24
2 Year Certificate ($50,000.00 - $74,999.99) 3.25 3.30 24
2 Year Certificate ($75,000.00 - $99,999.99) 3.40 3.45 24
3 Year Certificate ($2,000 - $24,999.99) 3.35 3.40 36
3 Year Certificate ($25,000.00 - $49,999.99) 3.45 3.51 36
3 Year Certificate ($50,000.00 - $74,999.99) 3.60 3.66 36
3 Year Certificate ($75,000.00 - $99,999.99) 3.75 3.82 36
*APY = Annual Percentage Yield. Penalties will be imposed for early withdrawal which may reduce earnings.
Rates subject to change without notice. Rates may not reflect recent changes.
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New and Used Boats, Campers or RVs APR* Approximate Term
$1,000 - $3,999

6.00- 9.50

***months
$4,000 - $9,999

6.00- 9.50

***months
$10,000 - $14,999

6.25- 9.75 

96
$15,000 - $24,999

6.50- 10.00

120
$25,000 - $49,999

6.50- 10.00

144
$50,000 - $74,999

6.50- 10.00

180
***12 months per $1,000 - 60 month cap

 

 

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